What Should I Do Before Filing an Insurance Claim?
Before filing an insurance claim, make sure you’ve already:
- Called the police to file a report at the scene of your wreck
- Sought out medical attention
- Gathered picture and video evidence at the scene of your wreck
- Collected the at-fault drivers’ information including full name, driver’s license, and license plate number, as well as the contact information for the police officer(s) at the scene
- Obtained a copy of the accident report
Completing each of these steps can drastically increase your chances of receiving the compensation you deserve from your claim.
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I Was in a Motor Vehicle Wreck and the Other Driver Was At-Fault. Is it Still Worth Contacting an Attorney Even if Both Parties are Fully Insured?
Yes, you should always contact an attorney following an accident due to someone else’s negligence, regardless of your insurance coverage.
Why? Because when the other driver was at-fault in an accident, their insurance company may attempt to get you to make statements that could lower the value of your claim.
More commonly, they will offer you a lower settlement than you deserve – one that does not cover the entire cost of the damage and/or medical treatment, not to mention any pain and suffering
You deserve to be fully compensated for damages, treatment, and future treatment of your injuries. That is why you should contact a Cory Watson attorney to discuss your case (Hyperlink this to contact form).
I Was Involved in a Motor Vehicle Wreck and the Other Driver Does Not Have Insurance. Can I Still Receive Compensation for My Damages?
Yes, you should still call Cory Watson to pursue a claim and receive deserved compensation despite the other driver being uninsured. Our attorneys can come in and help.
Unfortunately, this is a far too common occurrence. The most recent data shows there were 28 million uninsured motorists on the roads nationwide.
One thing you can do to protect yourself if the at-fault party does not have insurance is to acquire uninsured motorist coverage, which typically costs only $5 to $10 more per month. This covers the cost for your injuries, your passengers’ injuries, and damage to your vehicle if the at-fault party is uninsured.
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What is Uninsured Motorist Insurance? Is it Worth Obtaining?
Uninsured motorist insurance is an important layer of protection for you as a driver. If you get into a motor vehicle accident and the at-fault driver is uninsured, this becomes extremely valuable. It covers your injuries, your passengers’ injuries, and damage to your vehicle.
Remember, there are 28 million uninsured drivers on the road. In 2019, Tennessee had the 3rd-most uninsured drivers in the U.S. (23.7%) and Alabama had the 6th-most (19.5%).
Because of these worrying statistics, yes, we would highly recommend obtaining uninsured motorist insurance. It’s worth the price – adding uninsured motorist coverage typically costs just $5 to $10 per month.
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How Can an Attorney Help With my Insurance Claim?
Having an experienced, committed, and proven attorney help with your motor vehicle accident claim following a motor vehicle accident can give you the best possible outcome for your claim.
Our staff and attorneys at Cory Watson will help you:
- Gather and organize key evidence and documents
- Provide experts and investigators who can strengthen your case
- Communicate will all parties involved, including: your insurer, the other driver’s insurer, and health care providers.
- Provide expert negotiators
Following a motor vehicle accident, your focus should be on your physical recovery. Our dedicated team at Cory Watson Attorneys allows you to do that – let us handle the rest.