When you are injured in an accident with an uninsured motorist, you may feel that you have no recourse. If you are not at fault in the accident, you should not have to pay for damages caused by another person’s negligence. Fortunately, there are laws and insurance policies designed to protect you in such situations.
If you have been hit by someone without sufficient coverage, you may be able to submit an insurance claim or file a lawsuit against the at-fault party. The uninsured motorist accident lawyers at Cory Watson Attorneys can provide you with a thorough case evaluation to help you determine your next steps.
Capable Bessemer Car Accident Attorneys
For 30 years, Cory Watson Attorneys have successfully defended the legal rights of victims in car accidents, product liability, injury, and class action claims. Our dedicated injury attorneys are not afraid to face large corporations and have successfully litigated cases against Fortune 500 companies. Our results speak for themselves, with over $4 Billion in recovered funds.
Regardless of the size or complexity of your claim, our car accident lawyers will fight for your right to the compensation you deserve. We pride ourselves on providing highly personalized, attentive representation for every claim.
Filing an Uninsured Motorist Claim in Bessemer, AL
Alabama law requires that motorists maintain liability coverage for bodily injury; however, some motorists still operate vehicles illegally without the necessary coverage. When these drivers are at fault in motor vehicle accidents, they can leave innocent victims with thousands of dollars’ worth of damages. In normal accidents with legally insured motorists, the injured parties would file a claim with the at-fault driver’s insurance company. So, what do you do when the at-fault party doesn’t have insurance?
To protect drivers from the difficulties caused by crashes with uninsured motorists, most insurance policies in Alabama include uninsured motorist coverage. This coverage is specifically designed to protect you from the damages caused by an uninsured motorist accident.
With uninsured motorist coverage, you can file a claim with your own insurance company after an accident with an uninsured motorist. The amount of coverage available differs depending on your policy, and the insurance company will try to keep their payout as low as possible. This is where an Alabama uninsured motorist attorney can help.
A Bessemer Car Accident Lawyer Can Protect Your Right to Compensation
If you are injured in an accident that is someone else’s fault, you should not have to pay for the difficulties you experienced as a result. Uninsured motorist coverage can help you recover from your losses. You may be able to claim compensation for:
- Hospital bills
- Medical treatment
- Physical therapy
- Lost income
- Reduced income potential
- Lower quality of life
- Emotional and mental trauma
- Pain and suffering
- Loss of companionship
In addition to seeking compensation from your insurance coverage, your attorney will determine if there are other parties involved in the accident who share blame, so you can claim compensation from all at-fault parties.
How We Can Assist With Your Uninsured Motorist Accident Claim
According to the Insurance Information Institute, Alabama ranks 7th in the US for uninsured motorists, with 19.5% of all Alabama drivers driving without insurance. With 4 million licensed drivers on the road, it is inevitable that even the safest driver is at risk of a collision with an uninsured motorist.
The car accident lawyers at Cory Watson Attorneys are committed to helping victims of uninsured motorist collisions seek the compensation they deserve. If you are injured in an accident with a motorist who does not have insurance, contact Cory Watson Attorneys for a free consultation. If we choose to partner with you for your claim, we will:
- Obtain evidence
- Determine the at-fault party
- Establish a monetary value for your claim
- Submit your claim to the appropriate insurance company
- Aggressively negotiate a fair settlement on your behalf
- Take your case to court, if necessary
Our attorneys will take your case as far as necessary in order to obtain a reasonable settlement for your losses. We don’t flinch in the face of aggressive insurance company tactics, and will not hesitate to take your case before a judge and jury, if needed.
Timing is Critical in a Bessemer Uninsured Motorist Claim
If your case goes to court in Alabama, time is of the essence when filing your claim. Alabama law allots a specific time period for injury victims to file a civil lawsuit for damages in car accident cases. If you miss this deadline, you could forfeit your right to compensation for your losses. The time limit for personal injury cases is two years from the time of the accident per AL Code § 6-2-38. Other time limits may apply to your case depending on the specific details of your case.
An Alabama injury lawyer will be familiar with the statute of limitations, and will know which legal deadlines apply to your particular claim. Insurance companies will sometimes try to extend negotiations past the deadline, in order to reduce your bargaining power. Our lawyers are familiar with these tactics and can ensure that your case stays on track.
To give yourself the best chance for a fair settlement, reach out to our uninsured motorist accident attorneys as soon as possible after the accident. Using our comprehensive knowledge of Alabama law, we will establish your case and complete your filings within the required time frame.
Successful Accident Attorneys in Bessemer, AL and Beyond
If you have been injured in an accident caused by an uninsured motorist, you can benefit from the knowledge and experience of Cory Watson Attorneys’ legal team. For three decades, we have effectively represented injury victims against some of the largest companies in the world.
If you decide to work with Cory Watson Attorneys, we will offer competent, capable support through every step of the legal process. Our car accident claims operate on contingency, so we won’t charge you legal fees up front. Once your case is complete, we will simply retain a percentage of the final settlement.
Contact us today to learn more about uninsured motorist accidents and see how we can help with your claim. We are ready to assist you with a free legal consultation.