Alabama requires all motor vehicle drivers to carry a minimum of $25,000 in liability insurance. Despite this requirement, an estimated 22% of all Alabama drivers are currently uninsured.
This means that if someone causes you to be in an automobile accident in Alabama, there is a greater than 1 in 5 chance that the person does not have insurance to cover your car repairs or medical bills.
However, there is a way to protect yourself from this situation.
All companies offering insurance in Alabama are required to provide Uninsured/Underinsured Motorist Coverage as part of your policy. In fact, you may have it and not even realize it because it is so cheap. You must actively refuse it in order to not be covered.
This coverage can protect you when you are in an automobile accident caused by a driver without insurance, or without enough insurance to cover your vehicle or injuries. It can also help when you are involved in a hit-and-run accident.
Let Our Experienced Car Accident Attorneys Help
The Alabama car accident lawyers at Cory Watson Attorneys highly recommend a periodic insurance policy review to make sure you possess the correct amount and type of insurance needed to protect you and your family.
If you or a loved one were injured in a car wreck, contact us today at (877) 562-0000 or simply fill out the free case evaluation form on this page. The initial consultation is 100% free, and we only get paid if we win your case.