May 20th, 2015|
So you’ve had a car crash. You’re well insured – liability and comprehensive – but there’s still the hassle of getting your car repaired.
If your car is not drivable, your insurance company will likely have it towed to the body shop you recommend. An adjuster will survey the damages, the body shop will write an estimate and the repairs will be started.
Still, you could be without your vehicle for weeks while repairs are being made. You may want to rent a car, and many insurance policies cover this possibility. If you are not at fault in the accident, the other driver’s insurance may cover your rental. Before renting a replacement vehicle, ask the insurance adjuster what the limits are for renting a car because many policies have a low limit, and everything over the limit may be your responsibility!
If you can safely drive your car, you may take it to the vehicle repair shop yourself, or to the insurance adjuster’s office to be evaluated. Again, you may need a rental car while your own car is being fixed.
When you get your car from the repair shop, drive it immediately, and if it is still not running properly, tell the repair shop and the adjuster as soon as possible so additional repairs will be covered.
Car repair and the task of getting temporary transportation can be a very confusing and expensive process.
Even a fender-bender is going to be trouble, but understand that even if the crash wasn’t your fault, the best way to protect your rights is to consult an experienced Alabama personal injury lawyer. The attorneys at Cory Watson have successfully represented automobile accident victims for more than thirty years, and our lawyers are available to provide a free consultation.