If you suffered injuries in an Uber accident in Nashville, you could have a viable compensation case. In addition to their own policies, Uber drivers are frequently insured by the rideshare company. These policies could cover your damages, including the cost of your medical care and vehicle repairs.
There are plenty of reasons why Uber is a convenient way to get around Nashville, but this rideshare service is not without its risks. A negligent rideshare driver could cause an accident that injures other motorists or their own passengers. When these accidents happen, a Nashville Uber accident lawyer from Cory Watson Attorneys can help you seek the compensation you need to get back on your feet.
Possible Responsible Parties in an Uber Accident
Countless parties could potentially be responsible for an Uber accident. As with any motor vehicle collision, Uber accidents frequently occur as the result of human error due to negligence. Uber drivers are not immune to making mistakes, and they deal with some challenges that most motorists do not. They may be easily distracted by their passengers, struggle with seeking out an unfamiliar address, or make standard traffic violations like speeding or following another driver too closely.
Other parties could also cause an accident with an Uber driver. For example, distracted pedestrians are a common hazard, as are other drivers. Even mechanical defects could be to blame. If there is a mechanical issue with an Uber operator’s vehicle, it could result in an unavoidable collision.
The presence of negligence is the most important factor when it comes to a personal injury case. If your accident could have been avoided had it not been for the negligence of another party, your injuries might entitle you to a monetary award.
For a free legal consultation with a uber accidents lawyer serving Nashville, call 877-562-0000
Damages You Could Recover for an Uber Collision
Whether you file a personal injury lawsuit against the negligent driver or seek insurance benefits from the policies that are in place, you could recover various damages, including:
- Past and future medical bills
- Lost wages
- Diminished future earning power
- Mental anguish
- Loss of consortium
- Pain and suffering
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How an Uber Accident Attorney Could Help
Our attorneys can provide many different services during the course of your Uber accident case. We begin as soon as you hire us as your legal counsel and continue until your case is concluded. Some of the ways our team could help include:
- Investigating the cause of your accident
- Reviewing your medical records and other evidence
- Speaking with witnesses
- Drafting a demand letter
- Navigating the insurance claims process
- Negotiating a settlement
- Filing a lawsuit on your behalf
- Taking your case to trial
What does an Uber Accident Attorney Cost?
It is understandable if you are concerned about the cost of hiring legal counsel in the aftermath of an Uber accident. After all, there are often steep financial costs that can come from a collision.
However, working with our firm ensures that legal fees will not bring additional financial stress to you or your family. Our firm operates on a contingency basis, meaning we will take your case without charging any legal fees up front.
We will aggressively pursue compensation on your behalf and only keep a percentage of anything we recover in your case as our fee. You will never pay us directly out of pocket, which allows you to pursue your injury case regardless of your current financial situation.
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Will Uber Cover My Injuries?
Following an accident with an Uber driver, your first question is likely to be whether the company will pay for your damages. Under state law, you typically will not have the option to file a lawsuit directly against Uber as you would with the responsible driver.
That is because Uber treats its drivers as independent contractors, not employees. While you could pursue an injury case against an employer in some situations, the same is not necessarily true when independent contractors are involved.
However, you could have other options for holding Uber accountable. State law requires the company to provide its drivers with liability insurance under certain circumstances. These policies could pay as much as $1 million in benefits in some cases, but there are other times when Uber will not provide coverage at all.
Uber will not provide any insurance coverage when its drivers do not have the app turned on. If a driver is not using the Uber app to actively seek out passengers, they are considered on a personal trip and are not covered by Uber’s policy. Still, these drivers are required to have their own personal policies in these situations.
If you suffer an injury because of an Uber driver who is actively seeking a rider, Uber’s limited coverage policy could pay for your damages. However, this policy is considered secondary to the driver’s personal coverage. You will only be able to pursue a claim on Uber’s policy after the coverage provided by the negligent driver is exhausted.
The highest level of coverage is reserved for Uber drivers who have accepted a passenger. This tier of coverage provides up to $1 million for medical bills, pain and suffering, and other losses. These limits are in place from the moment an Uber driver accepts a ride request and is en route to pick up a rider until the point they drop their passenger at their destination.
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Will Uber Insurance Cover an Accident With an Uninsured Motorist?
Currently, Uber provides limited insurance coverage when an uninsured driver collides with an Uber operator. If you were injured in one of these accidents, the coverage Uber provides might not pay for all of your damages due to recent changes made by Uber.
Under the law, you could have as much as $1 million in coverage as an Uber passenger if your driver was at fault. However, if an uninsured driver caused your accident, your benefits could be capped at $25,000.
If you are in this situation, our firm could help you evaluate your options. For example, if you carry uninsured motorist coverage on your own vehicle policy, you might be entitled to benefits even though you were not driving. Our team could help you pursue the compensation you deserve from every available source.
We Can Discuss Your Uber Accident in a Free Consultation
Collisions with Uber drivers can add an additional layer of complexity to an already difficult situation. It is not always easy to navigate the web of insurance policies, much less determine who was at fault for your crash. Thankfully, you do not have to manage this situation on your own.
The team at Cory Watson Attorneys is ready to help you fight for fair compensation following your Uber accident in Nashville. We could assist you in securing the monetary award you deserve. Contact us as soon as possible for a free consultation with our team.
Call or text 877-562-0000 or complete a Free Case Evaluation form